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  1. How To Get Out of Debt | Consumer Advice

    Dec 9, 2025 · If you’re worried about how to get out of debt, here are some things to know — and how to find legitimate help.

  2. How To Get Out of Debt | Consumer Advice

    Your goal is to work out a modified payment plan that lowers your payments to a level you can manage. If you don't pay the amount due on your debt for several months your creditor will likely write your …

  3. Spot scams while getting out of debt | Consumer Advice

    Jul 28, 2025 · As you explore your options, know that scammers might promise to take away your debt — for a fee. If you pay them before they help you, you’ll likely lose money instead of getting a fresh …

  4. Carrying credit card debt? How to avoid debt relief scams

    Mar 8, 2024 · That’s probably a scammer. Don’t do business with anyone who guarantees you results from a “new government program” for a fee, or tries to enroll you without first reviewing your financial …

  5. Debt and Credit Scams | Consumer Advice

    Jul 28, 2025 · Are you looking for ways to pay off credit card debt? Offers to help you cut down or wipe out your debt might sound like a perfect solution, but dishonest debt relief companies will take your …

  6. Trouble Paying Your Taxes? | Consumer Advice

    But the truth is that most taxpayers are unlikely to qualify for the programs these scammers advertise. In many cases, these companies don't settle your tax debt.

  7. Credit and Debt | Consumer Advice - Federal Trade Commission

    According to the FTC, Instacart violated the law when, among other things, it charged people annual membership fees for its subscription service after they’d completed free trials — without getting their …

  8. Credit card debt relief that isn’t | Consumer Advice

    May 3, 2023 · As part of the settlements with the FTC, these scammers are permanently banned from running any debt relief services or engaging in telemarketing, and they must turn over assets that will …

  9. Credit, Loans, and Debt | Consumer Advice

    Paying off student loan debt takes time. That’s why getting a call from someone who says they can help you get your loans forgiven now (for a fee) might sound appealing. Is it really relief or just a scam?

  10. Signs of a debt relief scam | Consumer Advice

    Jun 16, 2017 · If a debt relief company tells you to pay before it does any work for you, it's a scam. If you send your money to a debt settlement company instead of your credit card company, you are taking …