A common source of errors in Excel is "the gap"—a situation where you add new data to the bottom of a list, but your formulas ...
Nest CHOOSECOLS inside UNIQUE to extract non-adjacent columns, and use INDIRECT for interactive header dropdowns.
HSBC became the first major lender to reduce mortgage costs for 2026 on Monday, cutting prices across a wide range of deals including for first-time buyers, landlords and remortgagers, writes Laura ...