For now, though, variable mortgage rates are the cheapest option, and will be for the majority of 2026, as volatility in the ...

The Canada five-year bond yield, which is one of the most important factors that lenders use to determine their long-term ...

Meanwhile, quotes for three-year mortgage term lengths fell significantly by 21% while quotes for five-year mortgage term ...

Canadian mortgage borrowers heading into 2026 are facing a far more stable interest-rate environment than in recent years, but the impact will vary sharply depending on whether they hold fixed- or ...

Canada’s housing market is still struggling, and fresh monthly figures suggest relief is not imminent. Buyers and sellers remain cautious as borrowing costs stay high and confidence stays weak. The ...

On March 12, the Bank of Canada announced a policy interest rate decrease from 3% to 2.75%. This comes just a month and a half since it lowered rates from 3.25% to 3%. Inflation has risen so far in ...

Desjardins's prime rate is 4.70%. The prime rate underpins variable-rate mortgage products. When the Bank of Canada adjusts its overnight rate, Desjardins's prime rate increases or decreases by the ...

Manulife One is an all-in-one mortgage that allows you to combine your mortgage loan with a HELOC and your bank account. For example, if your house is valued at $500,000, you can open a Manulife One ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. The answer to this question, as is the answer to so many personal ...

Choosing between a fixed-rate and variable-rate loan can affect how much you pay over time and how easily you can budget each month. Fixed-rate loans offer predictable monthly payments and protection ...

Home equity lines of credit (HELOCs) are quickly becoming one of the most affordable ways homeowners can borrow money these days. Not only have HELOC rates fallen overall since the start of 2025, but ...

Mortgage brokers may offer rates that are lower than a bank's posted or discounted rates. Browse the table below and click the 'Explore Quote' button to start a conversation with a mortgage broker, if ...