Climate change is reshaping the insurance landscape in ways most homeowners never imagined possible. The financial giants ...

If your house is worth more than $750,000 or more, you almost certainly want to consider getting high-value home insurance (HVHI). This is a high-net-worth category of home insurance specifically ...

Rising home insurance costs are pushing homeownership out of reach for many, and a complex web of stakeholders make solutions hard to find.

Backyard projects have shifted from simple patios to full-scale retreats with pools, outdoor kitchens, and guest houses, and ...

Learn the differences between homeowners and mortgage insurance. Find out how each one protects your investment or lender and what they mean for your mortgage.

The CEO of a Florida property insurance company explains why some bills are rising even as rates are stabilizing.

The Louisiana House of Representatives approved a bill Tuesday that would require insurance companies to let homeowners purchase “stated value” policies, which cover the home for an amount they ...

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Universal Property sells home insurance in Florida and more than a dozen other states. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you ...

Discover how to calculate the Loan-to-Value ratio using Excel, understand its importance in mortgage approvals, and determine PMI requirements efficiently.