Life insurance is considered a fundamental part of sound financial planning. If you're a parent, spouse, homeowner or business owner (or some combination of those four) then you likely need the ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Looking for the best rate and coverage for life insurance? Consider Sproutt. When considering future planning and building a strong financial future for your family, getting an insurance policy is ...