Monetary policy guides inflation and economic growth. Learn what it means, the main types, and how central banks manage interest rates and stabilize the economy.

When you apply for a bank account or financing, the interest rate you receive can give you a sense of how much you’ll earn in returns — or pay to borrow money. However, not all interest rates work the ...

An interest rate is a percentage that will be charged, per interest period, on a principal amount that a lender lent to a borrower. Interest rates are typically charged on a compounded basis. The ...

Interest can be charged when you borrow money or earned when you save. When you charge something on a credit card or take out ...

Learn about legal interest rates and their limits, how different states enforce laws, and what excessive rates—usury—mean for borrowers and lenders.

Forbes contributors publish independent expert analyses and insights. Catherine Brock covers personal finance and investing. Between March 2020 and July 2023, the Federal Reserve Bank (Fed) raised the ...

The Federal Reserve's recent 0.25% interest rate cut may make it cheaper for consumers to take out large loans. A lower interest rate can reduce the total amount paid on a car loan over its term, ...